How much does it actually cost to live in an RV with kids?

Now that we’ve passed the month and a half mark in our long-term, RV adventure, I think it is safe to say we have lived in an RV.

In fact, since October of last year, we’ve lived in our RV almost as much as our house in Florida.

Most people have a preconceived notion that living in an RV and traveling around the country is expensive.

I certainly did.

It definitely can be expensive but also it doesn’t have to be.

In fact, many people could actually cut their expenses significantly by adopting the lifestyle, and living like a retiree now, verses later in life.

Keep in mind that these are our required expenses. They don’t include our optional expenses such as paid experiences, eating out, or gift shops.

The nice part is that there are so many to pick from and many are free or cheap with a little research.

Our Expenses for March

Campgrounds: $190.34

This is fantastic, and it includes a $25 charge for canceling one campground because we found free camping.

See below on how to get free or really cheap camping.

Food and necessities: $626.20

I use “necessities” very loosely here. These are our Walmart or grocery store visits but not everything was a necessity.

However, I’m not going to spend the time to break it out.

How much is a legitimate expense? I’d estimate $400-500.

For instance, this includes our DEF purchases as well. On travel days we go through 2.5 gallons a day.

Laundry: $120 (estimated)

This is a surprising expense for us. We’ve been trying to handle laundry at least once a week of not every 5 days or so.

Each time we go it is about 20 bucks.

Be sure to bring lots of rolls of quarters.

Gas: $790.49

At first glance, that seems like a lot and it is for fuel. But when you think of it a different way it isn’t that much. For instance, we only paid for campgrounds twice since we left a month ago for a total of $190.

Here’s how living, working, and traveling in a camper has been cheaper than our traditional American dream in Florida.

We Travel Slowly

As you see from above, fuel has definitely been one of our most expensive parts of the mid experience.

We drive a 3 quarter ton pickup truck with a 30 foot toy hauler weighing about 12,000 pounds loaded.

That eats up fuel pretty quickly.

On travel days we typically fill up twice.

Plus, not broken out on this list is the price of DEF for the truck (included in Groceries and necessities).

When we camp, we typically do for 5-14 days.

Camp for free (or cheaply)

We have 3 main camping memberships that give us free or cheap camping, most places we go.

1) Thousand Trails – This membership gets your 2 weeks of free camping at one of their many parks around the US.

There is also some other things you can do to maximize this membership if you are traveling such as staying for no more than 4 nights at a park so you can go right into the next park.

There are also upgrades that give you many more park options, increase your stays beyond 2 weeks, and have an earlier booking window.

2) Passport America – This one isn’t as well known as some of the others but we love it more than many of those.

This membership is inexpensive and often gets you 50% campgrounds.

3) Good Sam or KOA – These are the more well known memberships but I find them lackluster. You usually save 5-10% on camping at their locations but will only pay for themselves after 10-15 visits.

Whereas, with both Thousand Trails and Passport America, using them once for a week at a time has paid for themselves.

State, National Parks

Plus there are other memberships and BLM, state or national parks which are typically cheap of free to stay at.

Combine that with a National Park pass – America the Beautiful and often there are added discounts.

At our current campground (national recreation area) we are paying $7 a night instead of $14 thanks to America the Beautiful Pass.

Plus we have this view.


In addition, for many stop over night we stay at a local Cracker Barrel, which usually allow campers to stay overnight.

When we stop here, we typically buy something such as coffees or a family meal. But for $30 to feed the family after a long travel day (average campground is $20-40 a night) and no charge to stay the night right off the interstate, this is a no brainer.

Total March Expense: ~$1500-1600

Considering that the typical American dream is much more expensive than this, we didn’t really count pennies on the trip, and we traveled from Florida to Arizona and did everything in between, we felt this was pretty darn good.

Many people spend that on a week long vacation, and this is for the entire month of March.

At home, you have more responsibilities

Between errands, carting the kids around, and chores, most people would agree that when you are at home, you always have something that you need to do.

On the road you do too, but it is on a much smaller scale.

Full house cleaning can be done in an hour.

There is no need to mow the lawn.

And you are in a small space so laundry can’t possibly pile up for too long.

Your house is expensive

The average house in the US is between $200,000-$300,000.

You can get a really nice camper for $10,000-40,000 – call it 10%.

If you are using it as a home of sorts, this doesn’t seem as expensive in comparison.

Your house is bigger and requires more maintenance

The more things you have, the more things there are to break.

Having only the necessities and favorite wants limits the maintenance you need to do to only the essentials.

At home you collect things from

I used to poke fun and Kristi for wanting to go shopping at the store, whereas I’d simply order online.

Then we joined Prime and she started shopping online.

Now we both do and the credit card statements have grown bigger.

The joke is on me.

Amazon has made online shopping way too easy.

At home we buy a bunch of crap we don’t need.

In a camper, you are limited on space so you are much more thoughtful with your purchases.

Plus your address changes frequently so Jeff Bezos can’t find you.

He knows he’ll find me eventually.

Barrier for most: Remote or Flexible Work

If there is a barrier for the average Joe that wasn’t an excuse it would likely be this: “My job requires that I go to it.”

That could definitely be a legitimate reason not to do this. However, I’ve also seen where many people in traditional jobs actually do make it work.

Road Nurse

For instance, we met a family where the mom was a nurse, and then started doing 3-6 month contracts in various hospitals in different states.

They travel very slow, staying in one area for 3-6 months.

Local Living

Another family rarely leaves the same 2 mile radius except for extended weekends and vacations (where they just pull their house where they want to go).

Instead they use a free camping membership (see above) and bounce back and forth between campgrounds in their area, where they go to a local church, the kids go to a local school, and otherwise live very normal lives.

They just didn’t want to be chained to their desk.

Full-Time Jet-Set

Then we met a family that works at an airport and does more shift work (week on, week off). Instead of driving to work each day, they live wherever, fly to work for the week, then collect the highest level of hotel points for when their RV is in the shop.

We also met people that work at various parks across the country until they master the job and want a new one.

Other people work for the campgrounds they stay.

COVID job loss

Another husband and wife both lost their jobs due to COVID, and decided to sell everything and travel for a year to “figure it out.” They mentioned that COVID had actually been a blessing in disguise for them.


And yet other people, like me, work with a team remotely. I’ve met people that work ad a senior manager for companies like Oracle.

So there is not “one way” to live and travel in an RV long term.

For some that is full time. For others it may be a couple of weeks or a month.

The first step is for you to eliminate the thought that there is no way you could do it.

There are always ways beyond what your head chooses to believe, they are just different for everyone.

Only you can make it happen.